Pepperonis as Quarters

Pepperoni Pizzas
Photo by Polina Tankilevitch on Pexels.com

In a different phase of life, my husband and I bought a pizza franchise and opened a restaurant in the little town of Orange, VA.  Our good friend, and pizza mentor, Jerry told us that we should look at “pepperonis as quarters.”  An individual pepperoni probably costs a penny or less–I never did the math, but I got the point.  Wasting food costs me money, and small wastes add up quickly and take money out of my pocket.  Little things matter whether you are trying to make money in your business or trying to live within your means on a tight budget.

In my current job, I am a consultant in a small business development center.  I meet with people each week who would like to start businesses.  Many of these dreams will be derailed or postponed due to poor credit and/or lack of financial resources to get a business started.  Often these people have plenty of income, yet they have failed to live within their means.  Some of them have made big financial mistakes, such as buying a house that they cannot afford, but many are in trouble because they have failed to control small expenses.  They forget that lunches out and $4 cups of coffee can make a big dent in their budgets.

As a Christian, I am a steward of all that God has entrusted to me.  When someone mentions stewardship, money management is probably the first thought that comes to mind.  Stewardship, however, encompasses all phases of your life, including how you use your time and how you use your talents.  We can relate the “pepperonis as quarters”  adage to time and talents, as well as to money.  Saving a few moments here and there throughout your day can add up and allow you more time to play a game with your child, read a book for pleasure, relax with your spouse, or start a new project.  Honing your talents little by little can help you gain speed and proficiency.

I Corinthians 4:2 tells us, “Moreover it is required in stewards that one be found faithful.”  I hope that this word will encourage you to look for small ways to be a better steward of your time, talent, and money.

My One Word of 2021–Stewardship

I have chosen “stewardship” to be the word that I focus on for 2021. Stewardship relates to how we care for the duties and possessions entrusted to us. Specifically, how we manage the resources given to us by God.

In Genesis chapter 1, God commanded Adam to care for the earth and subdue. There are many stories of stewards in the Bible–some good and some bad stewards.

Growing up in the Assemblies of God, I have been involved in Girls Ministries for nearly 50 years. One of the principles that was impressed upon my was that I was to be a good steward of my time, talent, and money. 1 Corinthians 4:2, “Moreover, it is required in stewards that a man be found faithful,” is a verse that I learned at a young age. It has guided me throughout my life in how I manage my money and conduct my life.

Managing my time has been more challenging. This year, I will focus on displaying faithful stewardship more thoroughly in how I spend my time. I will also encourage others to be faithful stewards in how they handle their money and other resources entrusted to them by God.

Money stewardship is the theme of my newest book, “Honoring God with Your Money.” In it, I examine what the Bible says about money in how we budget and spend our money, as well how we give and our attitudes towards money. The book will be published in the coming weeks.

As I juggle being a full-time employee, a wife, and mother and grandmother, with other obligations that include working in Girls Ministries and church leadership and writing books, faithful stewardship of my time has been even more critical.

Throughout this year, I encourage you to examine your own stewardship of your time, talent, and financial resources. Are you honoring God in all that you do?

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